Get a second opinion on your retirement plan.
We'll look at your income needs, account types, tax picture, and withdrawal strategy — then show you where a more personalized plan could save or earn you money.
Lock Wealth Management is a fee-only fiduciary firm in Atlanta led by Ben Loughery, CFP®, CRPC™. We help pre-retirees and retirees turn a lifetime of savings into reliable, tax-smart income.
No obligation. US residents only.
What the first call covers
A focused review of your retirement picture
Your actual situation
We look at your accounts, income needs, and timeline — not a generic rule of thumb.
Tax-smart income ideas
We explore Roth conversions, withdrawal sequencing, and Social Security timing for your specific picture.
A clear next step
You'll leave with a concrete idea of what to do next — whether that's working with us or not.
Your advisor
Ben Loughery, CFP®, CRPC™
Founder & Lead Advisor at Lock Wealth Management. 10+ years at Capital Group and Invesco. Fee-only fiduciary based in Atlanta, serving clients virtually across the US.
- Fee-only — no commissions, no product sales
- CFP® and CRPC™ credentialed
- Featured in Forbes, Barron's, Kiplinger, and Morningstar
- Coordinated tax support through Jalada for advisors
What clients say
Rated 5.0 across verified reviews
"He is patient and explained everything in a way that made sense, without me feeling overwhelmed."
— Lynn N.
"I've felt a noticeable sense of tranquility thanks to the time and research."
— Jassiel V.
"I have more clarity and confidence around my retirement planning. Thoughtful, knowledgeable, and easy to talk to."
— Toni
Common questions
What to expect
Is this a sales call?
No. The first call is a 15-minute conversation to understand where you are and what you're trying to solve. If it makes sense to work together, we'll explain how. If not, you'll still leave with clearer next steps.
Who is this best for?
Pre-retirees and retirees (typically 55+) who want help turning savings into reliable, tax-efficient income. We also work with business owners navigating exit and succession planning.
Do I have to be in Atlanta?
No. We're based in Midtown Atlanta, but we serve clients across the country through secure video meetings. Many of our clients have never set foot in our office.
How are you paid?
We're fee-only and fiduciary. We're paid only by our clients — never by commissions or product sales — so our incentives stay aligned with yours.
Ready for a clearer retirement plan?
Book a free 15-minute call. We'll answer your questions and help you see whether personalized planning makes sense right now.
US residents only. No spam, ever.