For Financial Advisors
Advisor transition & succession
If you've spent decades building trust with your clients, the question isn't just what your practice is worth — it's who takes care of those families next.
A note from Ben
I know your clients represent decades of trust. If you're beginning to think about retirement or succession, I'd be honored to have a confidential conversation — not to pressure you into a transaction, but to understand what matters most to you and whether Lock Wealth Management could be the right long-term home for the families you've served.
Whether you're considering retiring in the next year or simply starting to think about succession, there's no timeline you need to meet before we talk.
Ben Loughery, CFP®, CRPC™Founder & Lead Advisor, Lock Wealth Management
You might be thinking about…
- Slowing down over the next few years
- Retiring, but wanting your clients well cared for
- Selling only part of your practice
- Bringing on a successor gradually
- Finding someone who shares your fiduciary philosophy
- Creating a transition that feels right for your clients
Why advisors talk to us
At Lock Wealth Management, financial planning comes first. Investment management is an important tool, but we believe lasting client relationships are built through thoughtful planning, honest advice, and acting as a fiduciary in every recommendation.
We're a fee-only fiduciary firm — no commissions, no product quotas, no outside capital setting the agenda. Clients who come to us through a transition meet a planning process built around their retirement income, taxes, and family, not around integration milestones.
Not every transition has to be an immediate sale
Succession takes different shapes depending on what you want the next few years to look like. All of these are reasonable.
A gradual transition
A two- to five-year handoff, where clients meet their next advisor long before anything changes on paper.
Keep serving a few families
Some advisors want to stay close to a handful of long-standing relationships. That's entirely workable.
Stay involved as a consultant
Continuity for clients, and a role that flexes with how much you want to work.
Phase into retirement
Step back on your own timeline rather than picking a single closing date.
What a first conversation looks like
Step one
A confidential call
No documents, no valuations. Just what you're thinking about and on what timeline.
Step two
Fit before terms
We talk about your clients, your planning philosophy, and how they'd be served here.
Step three
A structure that fits
Full transition, partial, or gradual — shaped around your timeline and your clients.
Let's have a confidential conversation
Nothing formal, nothing binding. If it's not a fit, you'll know quickly — and I'm happy to point you toward other options.