Your Team
A coordinated team, not a single advisor
Lock Wealth Management pairs fee-only fiduciary planning in Atlanta with coordinated tax support and operational partners, so your plan keeps moving no matter who picks up the phone.
Ben Loughery, CFP®, CRPC™ (pronounced Lockery)
Founder & Lead Advisor
Lock Wealth Management is led by Ben Loughery, CFP®, CRPC™, with 10+ years at Capital Group and Invesco. Over the years he has worked with clients across the board — specializing mainly with those near and in retirement — helping create tax-smart income strategies, exploring Roth conversions, and making sure each investment portfolio aligns with their current stage of life.
Designations
CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Retirement Planning Counselor™ (CRPC™)
Education
CFP® education at the University of Georgia; B.S. in Finance, University of Dayton
Service & Affiliations
Board Member (Public Relations Chair), Financial Planning Association of Georgia; Member, NAPFA (National Association of Personal Financial Advisors) and XY Planning Network; pro bono financial planning volunteer.
Outside of work
You'll find Ben walking the Atlanta Beltline or around Bobby Jones Golf Course, cooking, exploring new restaurants, waterskiing and wake surfing at Clear Lake, Indiana, and staying active through workouts like Lion Chaser and other fitness activities around Atlanta.
Coordinated Tax Support
Retirement planning and tax planning tend to get handled separately — different people, different timing, nobody comparing notes. To close that gap, I partner with Jalada, a dedicated tax back office built specifically for financial advisors, not something offered directly to the public. That focus is what makes the coordination possible: tax planning and preparation happen proactively, and stay in sync with your broader wealth strategy, whether that's personal or business.
You're always welcome to keep your own CPA — this is simply here as an option for clients who'd like tax and wealth planning handled together instead of separately. Learn more about Jalada for advisors →
Tyler Voorhees, Jalada — Tax Partner
Watch
Insights on YouTube
Short videos on retirement income, Roth conversions, tax planning, and the questions clients ask us most.
Continuity
How we're built to last
A fair question for any smaller firm: what happens if something happens to your advisor? Here's how that's handled.
Your assets aren't held by us
Accounts are custodied at an independent third-party custodian in your name. You keep direct access to your money regardless of what happens at the firm.
A written continuity plan
The firm maintains a business continuity and succession arrangement so client relationships are covered by a qualified advisor if I'm unavailable short term or long term.
Documented, not in one head
Plans, tax coordination, and client notes live in the firm's systems — not in a single person's memory — so anyone stepping in can pick up where we left off.
We're growing. Lock Wealth is intentionally building out its team — planning support, operations, and tax coordination — so clients get more depth over time, not less. If you're an advisor or planner who cares about doing this the fee-only way, say hello.
Thinking about your own practice transition?
Explore how Lock Wealth helps advisors plan retirement or succession without pressuring clients into a quick sale.