Fee Only Comprehensive Retirement Planning
Below are our two primary offerings. We believe retirement planning should be transparent, tax-smart, and tailored to your life. Here’s how our fees work:
Ongoing Financial Planning & Investment Managment
| Assets Under Management | Annual Fee |
|---|---|
| $0 - $1,000,000 | 1.00% |
| $1,000,001 - $3,000,000 | 0.75% |
| $3,000,001 & Above | 0.50% |
When we manage $500,000 or more, any ongoing financial planning fee is fully included.
Project-Based Financial Plan
If you’re not ready for ongoing investment management, we also offer a flat-fee financial plan:
• $2,500 upfront + $2,500 at completion
The second payment is waived if you transition into investment management & ongoing financial planning..
What You Can Expect
Step 1) Get to Know Each Other - Schedule a complimentary intro call to discuss what’s on your mind.
Step 2) Get Organized - Complete our financial planning questionnaire and securely upload your documents so we can get a full picture of where you stand today.
Step 3) Retirement Assessment & Agreement - Review your Retirement Assessment, identify gaps, and discuss initial considerations. Sign client agreement.
Step 4) Build Your Retirement Income Plan - Once engaged, we’ll design a personalized Retirement Income Plan that shows how to turn your resources into a reliable, tax-smart income stream.
Step 5) Implement Your Investment Strategy - With your Retirement Income Plan as the foundation, we’ll build and implement a personalized investment strategy to support your long-term goals.
Step 6) Optimize Your Tax Strategy - With your plan and investments aligned, we'll refine and adjust your tax strategy.
Step 7) Review Your Insurance Coverage - Together we’ll ensure you have the right protection in place, from healthcare and Medicare to life, disability, and long-term care, so your retirement plan stays secure no matter what life brings.
Step 8) Update Your Estate Plan -Through our partner platform Wealth.com built by estate attorneys, we’ll make sure your estate plan reflects your wishes, protects your family, and keeps your legacy intact.
Ongoing Service & Support
We’ll meet every spring and fall to review progress, with unlimited access to us anytime life changes. Throughout the year, you’ll also receive proactive touch points like:
- Q1 1099 and RMD reminder
- Q2 income guardrails review
- Q3 beneficiary and estate updates
- Q4 year-end tax planning
Services In Detail
- Financial Planning
- Investment Management
- Corporate Retirement Plans (for businesses)