Fee Only Comprehensive Retirement Planning
Below are our two primary fee offerings. Not everyone is ready for the same level of engagement right away. Some clients choose an ongoing planning relationship while others prefer targeted, hourly guidance. In certain transition periods when life or finances are in flux we may begin with a limited-scope, time-bound pro bono engagement designed to build clarity and trust.
We believe retirement planning should be transparent, tax-smart, and tailored to your life.
Ongoing Financial Planning & Investment Management
| Assets Under Management | Annual Fee |
|---|---|
| $0 - $300,000 | $250 / Month |
| $300,001 - $1,000,000 | 1.00% |
| $1,000,001 - $3,000,000 | 0.75% |
| $3,000,001 & Above | 0.50% |
Hourly Consulting
$250 / hour
Limited Scope is typically 2-4 hours (i.e. RMD minimization, social security timing) Billable time includes: prep, research, data gathering, modeling, coordination, documentation, meetings, and post‑meeting edits.
Full Financial Plan typically is 10-30 hour
What You Can Expect
Ongoing Service & Support
We’ll meet every spring and fall to review progress, with unlimited access to us anytime life changes. Throughout the year, you’ll also receive proactive touch points like:
- Q1 1099 and RMD reminder
- Q2 income guardrails review
- Q3 beneficiary and estate updates
- Q4 year-end tax planning
Services In Detail
- Financial Planning
- Investment Management
- Corporate Retirement Plans (for businesses)