Corporate Retirement Plans
At Lock Wealth Management, we provide strategic retirement plan services that help businesses attract and retain talent while offering comprehensive support for fiduciary responsibility and risk management. We specialize in helping companies evaluate and optimize their retirement plans, including SIMPLE IRAs, SEPs, 401(k)s, and 403(b)s, ensuring they meet both organizational goals and regulatory standards.
As a 3(21) fiduciary advisor, we work alongside you to enhance investment oversight, mitigate risk, and simplify decision-making processes. We help evaluate, select, and monitor investment options and provide detailed assessments to ensure compliance and efficiency. Additionally, we’re exploring options to expand our fiduciary support with 3(38) fiduciary services, allowing for even deeper collaboration.
Our services include:
• Tailored Investment Solutions: Rigorous due diligence on investment managers, target-date fund evaluation, and best-in-class options that align with plan goals.
• Plan Design Optimization: Support for plan structure, platform reviews, executive benefits (deferred compensation, profit-sharing), and college savings programs.
• Vendor and Fee Management: Comprehensive vendor oversight and regular fee benchmarking to maintain cost-effectiveness.
• Fiduciary Training and Compliance: Keeping your team informed on trends, regulatory changes, and fiduciary best practices, ensuring you’re always ahead.
• Engagement and Education: High-touch employee engagement through on-site visits, individual consultations, and financial wellness programs to foster a knowledgeable workforce.
Our team stays at the forefront of industry trends and regulatory updates, helping you offer a retirement plan that is competitive, compliant, and aligned with your company’s mission. By collaborating with Lock Wealth Management, you’ll have access to expert insights and customized solutions designed to strengthen your retirement offerings and create meaningful impact across your organization.